Four Types of Insurance You Should Have
Many experts agree that life, health, long-term disability and auto are the four types of insurance everyone should have. If you are covered by your employer, it tends to be the best option. However, if an employer is not an option or not available, finding a company who can cover any of these four types is recommended.
Select an insurance that fits your needs and specific wants, keeping in mind your specific situation such as lifestyle, age, children, health and employment benefits. While we can’t plan for the unexpected, we can surely do our best to prepare for it.
Not sure what these policies will cover?
- Life helps provide financially for your survivors.
- Health protects you, and your family, from catastrophic bills in case of a serious illness or accident.
- Long-term disability protects from an unexpected loss of income.
- Auto prevents you from bearing the financial burden of an automobile accident.
These four types of insurances are identified as the most important each person should be covered under. There are many different types of each, so it’s important to know what you need it for and how it may be used.
As with all insurance, your lifestyle and circumstances will determine the cost. Get several quotes and the coverage provided to see what is best for you and your family. It’s ok to call and get updates periodically as you never know when you’ll qualify for a lower rate based on your age, health, driving record or where you live.
If you need help navigating any of the four major types of insurance, call Jim Rooney at Advanced Insurance Concepts. He works with a variety of insurance companies in Missouri and Kansas. He is licensed to sell Health, Life and Accident Insurance, so call Jim Rooney for all your insurance needs.
