Term Life Insurance
Four Types of Insurance You Should Have
Many experts agree that life, health, long-term disability and auto are the four types of insurance everyone should have. If you are covered by your employer, it tends to be the best option. However, if an employer is not an option or not available, finding a company who can cover any of these four types…
Are You Required to Have Health Care Coverage in Kansas?
As of January 1, 2014, most U.S. citizens and legal residents are required by law to have qualifying health care coverage or pay an annual tax penalty for every month they go without insurance. This is called the “individual mandate.” Beginning in 2014, the penalty for not having qualifying coverage is $95 per adult and $47.50…
(Life Insurance) Financial Steps to Take When a Loved One Dies
The death of a loved one can be a difficult time in one’s life but dealing with the life insurance company should be easy. Dealing with the weight of grief, one shouldn’t have to deal with the weight of financial burdens too. Death benefits from a life insurance policy can help ease some of the…
Four Ways to a Claim Life Insurance Payout
When you pass away, life insurance payouts are sent to the beneficiaries listed on the policy. All beneficiaries have to do is file a claim to collect the death benefits. Claims are typically processed right away, as long as the claim form and death certificate are completed. Beneficiaries choose how to receive the death benefit,…
Insurance with Jim Rooney
Jim Rooney is the owner of Advanced Insurance Concepts. He built Advanced Insurance Concepts to allow him to serve his clients to the best of his ability and to find the best possible solution for their health, live and accident insurance needs. There are over 25 insurance companies; plus, all of the Medicare Advantage providers…
Are There Benefits To Life Insurance?
A great question we get asked is, Are there benefits to life insurance? There are benefits. One of the main benefits is a tax-free payout to the beneficiary. And there are so many more, too! Life insurance provides cash to help your loved ones replace your lost income when you pass away. Beneficiaries can use…
What IS The Best Age To Buy Term Life Insurance?
Purchasing term life insurance is a time in your life where you become more financially responsible. But how do you know what is the best age to buy? How old or young should you really be? The answers vary. First , let’s consider….what will your final expenses look like. The average funeral costs around $10,000.…
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