Medicare
Strategic Forward Planning for 2024
If you want to get ahead of the curve, and want to look to what your future financial capabilities are, start your strategic forward planning for 2025 now! But 2024 just started! And that’s ok. Forward planning is about making a shift in your mindset from analyzing past performances with hindsight vision to getting creative…
Medicare Open Enrollment
Medicare Open enrollment for 2024 is open until January 16. Why the extra day? January 15 is a federal holiday as we celebrate Martin Luther King, Jr. Day. Every year, open enrollment allows you to review your Medicare health insurance coverage. January 16th will be the last day to enroll in or change health plans…
Healthcare Trends to Watch in 2024
One of the healthcare trends to watch for next year will be the shift from reactive healthcare to preventive care. One of the benefits of taking a proactive approach with your healthcare is allowing patients to take strides to improve their own care, ultimately allowing doctors and patients to work together to address health problems…
What Happens if You Die Without Life Insurance?
If you die without life insurance, your loved ones will not receive an insurance payout. Which may leave them to cover funeral and burial costs, plus any unpaid debt all on their own. When you die, your estate, everything you own, is distributed among your surviving family members. If you have a will, you can…
Enrollees Problems With Medicare
Did you know that you have to become enrollees and sign up for Medicare? It doesn’t happen automatically, unless you are already receiving Social Security benefits. Then you are automatically signed up for Medicare Part A and Part B. There are two main ways to get Medicare coverage; either Original Medicare or Medicare Advantage. Original…
Four Types of Insurance You Should Have
Many experts agree that life, health, long-term disability and auto are the four types of insurance everyone should have. If you are covered by your employer, it tends to be the best option. However, if an employer is not an option or not available, finding a company who can cover any of these four types…
What Does Part A and Part B Mean, and Do I Need Them?
Medicare Part A and Part B are two different types of coverage. You’ll have to decide for yourself what best suites your health needs. Medicare Part A covers inpatient care in hospitals, skilled nursing facility care, hospice care and home health care. Medicare Part B helps cover services from doctors and other health care providers,…
What Are the Key Differences Between Medicare and Medicaid?
Both Medicare and Medicaid are health care programs that provide government assistance to people in need of health care support. And that is where many of the similarities end. Medicare is available for people 65 years or older or those who qualify for disability or end-stage renal disease. Medicaid availability varies from state to state.…
What is the Cost of Medicare?
It’s easy to get confused when discussing the cost of Medicare. There are many variables to think about like which Medicare Part will be used for coverage. When it comes to Medicare, you typically pay a monthly premium for coverage and part of the costs each time you get a covered service. There’s no yearly…
What Does Long Term Health Care Insurance Cover?
Long term health care insurance helps people pay for a variety of services and typically does not include medical care. Coverage may include the expense of staying in a nursing home or assisted living facility, adult care or event in-home care. This typically includes care provided by nurses for physical, occupational or speech therapies, along…
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