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Healthcare plans and insurance options are constantly changing, which can make it hard to understand what your policy covers. For more information on insurance industry news, tips to keep you covered, and changes to popular plans, follow the Advanced Insurance Concepts blog.
Strategic Forward Planning for 2024
If you want to get ahead of the curve, and want to look to what your future financial capabilities are, start your strategic forward planning for 2025 now! But 2024 just started! And that’s ok. Forward planning is about making a shift in your mindset from analyzing past performances with hindsight vision to getting creative…
Medicare Open Enrollment
Medicare Open enrollment for 2024 is open until January 16. Why the extra day? January 15 is a federal holiday as we celebrate Martin Luther King, Jr. Day. Every year, open enrollment allows you to review your Medicare health insurance coverage. January 16th will be the last day to enroll in or change health plans…
Pros and Cons of Annuities
Annuities are one way to provide regular income during retirement. When you buy an annuity, you are basically asking the issuer to send you regular payments for a set period of time or the rest of your life. While there are many different types, it’s important to weight the pros and cons of annuities. Annuity…
Healthcare Trends to Watch in 2024
One of the healthcare trends to watch for next year will be the shift from reactive healthcare to preventive care. One of the benefits of taking a proactive approach with your healthcare is allowing patients to take strides to improve their own care, ultimately allowing doctors and patients to work together to address health problems…
What Happens if You Die Without Life Insurance?
If you die without life insurance, your loved ones will not receive an insurance payout. Which may leave them to cover funeral and burial costs, plus any unpaid debt all on their own. When you die, your estate, everything you own, is distributed among your surviving family members. If you have a will, you can…
What is a Fixed Annuity?
A fixed annuity provides a guaranteed income for investors, for retirement. You make payments to an annuity company, which then promises to pay you a fixed return on your contributions no matter how the market changes and fluctuates. Fixed annuities offer a simple and dependable source of investment income for your retirement plan. You…
Enrollees Problems With Medicare
Did you know that you have to become enrollees and sign up for Medicare? It doesn’t happen automatically, unless you are already receiving Social Security benefits. Then you are automatically signed up for Medicare Part A and Part B. There are two main ways to get Medicare coverage; either Original Medicare or Medicare Advantage. Original…
What is the Insurance Company For?
An insurance company is there to pay you or someone you choose if something bad happens to you. They reduce the financial uncertainty and make accidental loss manageable. When you buy an insurance policy, you purchase protection against unexpected financial loss. The insurance company is there to help you manage your insurance plan. People get…
Who is Eligible for KanCare?
KanCare is the state of Kansas’ Medicaid program. A government Medicaid program that is no-cost or low-cost health care for the residents of Kansas. There are several Medicaid programs for different Kansas residents. In order to get Medicaid, you must be a Kansan who, along with income limits, meet one of the following criteria: A…
Four Types of Insurance You Should Have
Many experts agree that life, health, long-term disability and auto are the four types of insurance everyone should have. If you are covered by your employer, it tends to be the best option. However, if an employer is not an option or not available, finding a company who can cover any of these four types…
