Do I Automatically Get Medicare When I Turn 65?
Soon you will turn 65 and now you want to know if you automatically get Medicare. Whether or not you have to register for Medicare on your own depends on whether you currently get federal retirement benefits like social security or railroad retirement benefits. If you are already receiving federal retirement benefits, for at least four months, you will be automatically enrolled into Medicare when you turn 65.
If you are receiving federal retirement benefits, you will automatically be enrolled in Medicare Part A and Part B when you turn 65. Even though you are automatically enrolled you will still need to pay for Medicare. You should receive an enrollment package that includes the basic information about your Medicare coverage, along with your card and expected costs.
If you are already enrolled in Medicare before you turn 65 due to a disability or ALS or end stage renal disease; there won’t be a change in your enrollment and everything should continue as normal.
If you are not already receiving federal retirement benefits, you will need to manually sign up for Medicare. The initial enrollment period lasts for seven months; three months before your 65th birthday, your birthday month and three months after you turn 65. If you fail to enroll before your birthday month, your coverage may be delayed and you may have months when you have no coverage at all.
To find out more about Medicare coverage, Call Advanced Insurance Concepts today and Jim Rooney will work with you to find the answer. Advanced Insurance Concepts works with a variety of insurance companies and all Medicare Advantage providers in Missouri and Kansas. He is licensed to sell Health, Life and Accident Insurance, so call Jim Rooney for all your insurance needs.
