Can Someone Under The Age of 65 Have Medicare?

We tend to think those that are under the age of 65 do not receive Medicare. However, there are those that are under 65 that do and can take advantage of Medicare. You may qualify for Medicare due to a disability. Often times there is a two-year waiting period to begin receiving Medicare. People who are under the age of 65 who are diagnosed with end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS) automatically qualify for Medicare upon diagnosis without a waiting period.

Medicare beneficiaries under the age of 65 with disabilities differ from beneficiaries age 65 or older in several ways and with health status profiles. Most of the Medicare beneficiaries had a cognitive or mental impairment compared to older beneficiaries. This includes memory loss that interferes with daily activity. Due to low income, many under the age of 65 on Medicare use a supplemental coverage, public or private supplemental insurance, to help cover Medicare’s cost-sharing requirements.

Severe disability or specific serious health conditions are the only ways to get Medicare, if you are under the age of 65. Remember, when it comes to Medicare Advantage (Part C) and prescription drug coverage (Part D), eligibility is the same as if you were over the age of 65.

• For Medicare Advantage, you have to have Part A and B.
• For Medicare Part D, the prescription drug plans, you have to have either Part A or Part B.
• Medicare benefits can vary from state to state, so make sure you check within your area.

To find out more about Medicare options and its many advantages, Call Advanced Insurance Concepts for a free consultation today and Jim Rooney will work with you to find the answer. Advanced Insurance Concepts works with a variety of insurance companies and all Medicare Advantage providers in Missouri and Kansas. He is licensed to sell Health, Life and Accident Insurance, so call Jim Rooney for all your insurance needs.